We have put together marketing agreements for credit card issuers with universities or affiliated organizations. We also have an obligation to report to Congress on the status of university credit card agreements. The CFPB maintains a database containing credit card agreements from hundreds of card issuers. The following tool allows you to search for an agreement on the name of the issuer. We will display consumer credit card agreements in this database as the respective issuers submitted them. The CFPB is not responsible for the content of the agreements, including differences between an agreement as presented in this database and the agreement as it is offered to the public, nor for omissions or other errors in the agreement as presented by the issuer. Look at the back of the credit card or your last monthly statement to find the name of the exhibitor. The bank, retailer or other legal entity whose name appears on the front of the card may not be the actual issuer of the card. You can also check the issuer`s website.
As a rule, the name of the bank is indicated below on the issuer`s homepage. We have provided this database so that you can search for agreements between credit card issuers and their customers. The agreements contained in this database contain general terms and conditions, prices and information on fees. Here you will find instructions, your rights with regard to your creditworthiness and credit card protection. The stored agreements contain general conditions of sale, prices and information on fees. You are not specific to a person`s account information. Looking for a credit card? Make a more informed decision by reading a credit card template before applying. To learn more about rates and fares, you can decide if a card is right for you. The final pricing and fee information depends on your credit history, so note that the following credit card agreements are just examples (PDFs, Adobe Reader-Layer required). This search method applies to all credit card agreements as of the last quarterly collection of CFPB credit card contracts. To access all agreements from recent or previous periods, please click on the contractual link below. (Please note that the Bureau has not received agreements for 2015.
The January 2016 archive is a sample collected by Bureau staff from the publicly accessible websites of the largest credit card issuers during the first week of January 2016 and does not constitute a complete set of agreements). Credit card issuers are generally required to publish on their websites the credit card agreements they offer to the public, with limited exceptions. If you are an exhibitor, email CardAgreements@consumerfinance.gov to receive instructions on how to submit agreements. The drop-down list includes credit card issuers that have submitted credit card agreements in accordance with section 204 of the Credit Card Accountability Responsibility and Disclosure Act 2009 (CARD Act). If you can`t find a card issuer, it may be that if you have any questions about the agreements yourself, go directly to the card issuer….